Q4 2023 Flushing Financial Corp Earnings Call

Contributing sentiments towards policy:

52% : Such statements are subject to risks, uncertainties and other factors that may cause actual results to differ materially from those contained in any such statements, including as set forth in the Company's filings with the US Securities and Exchange Commission to which we refer you during this call, references will be made to non-GAAP financial measures as supplemental measures to review and assess operating performance.
46% : As we look to drive operating efficiencies, while tax rates can fluctuate, we expect a mid 20s effective tax rate for 2024.
44% : For the past five years, non-interest expenses grew at a 5.6% compounded annual growth rate in 2024.
43% : The quarterly increase was partially attributable to seasonality and our focus on non-interest bearing deposits.
40% : Our growth in non-interest bearing deposits in the second half of the year underscores our progress in this area, and we expect this momentum to continue into 2024.

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