Buy Side | What Is a 403(b)?

Oct 02, 2022 View Original Article
  • Bias Rating

    10% Center

  • Reliability

    N/AN/A

  • Policy Leaning

    42% Medium Conservative

  • Politician Portrayal

    -44% Negative

Bias Score Analysis

The A.I. bias rating includes policy and politician portrayal leanings based on the author’s tone found in the article using machine learning. Bias scores are on a scale of -100% to 100% with higher negative scores being more liberal and higher positive scores being more conservative, and 0% being neutral.

Sentiments

Overall Sentiment

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  •   Conservative
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Bias Meter

Contributing sentiments towards policy:

51% : It's possible to borrow up to $50,000 and pay it back over 15 years along with interest and taxes, but not all 403(b) plans allow it.
50% : With a Roth, you contribute after-tax dollars, but then can withdraw all your earnings tax-free in retirement, no matter how high your balance climbs.
47% : If you would prefer to pay taxes on your retirement contributions upfront, you should consider a Roth 403(b).
45% : Just like 401(k) plans, when you contribute to your 403(b), your contributions are deducted from your paycheck before taxes.
43% : And while you can defer taxes on your contributions, you do eventually have to pay them.
43% : Like 401(k)s and IRAs, if you withdraw funds from your tax-deferred 403(b) before 59½, you'll pay a 10% early withdrawal penalty in addition to taxes.

*Our bias meter rating uses data science including sentiment analysis, machine learning and our proprietary algorithm for determining biases in news articles. Bias scores are on a scale of -100% to 100% with higher negative scores being more liberal and higher positive scores being more conservative, and 0% being neutral. The rating is an independent analysis and is not affiliated nor sponsored by the news source or any other organization.

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