How to apply for student loans: Federal and private

Contributing sentiments towards policy:

60% : If you're one of the millions of individuals planning to attend college this year, chances are you'll soon be in the market for student loans.
60% : Preparing to apply for student loans
57% : While higher education can be a great tool to further your career, Max Baer, a certified financial planner and wealth manager at Merit Financial Advisors, says anyone planning on taking on student debt must ensure they are ready for continuing their education and to use their degrees to one day pay back these loans.
56% : At their roots, student loans are a type of debt that is specifically designed for individuals to pay for post-secondary education.
55% : "Put in the time to research the market and understand the interest rate, terms and fees that come with a loan before making a decision."Determine your educational needsBefore taking on student debt, it's advisable to research how long you plan on being in school and your ultimate educational goals.
55% : Direct unsubsidized loans: This type of student loan comes with a relatively low rate for undergraduates and slightly higher for graduate students and also comes with a 10-year term.
55% : What are student loans and why are they important?
53% : That said, not everyone feels that a college education was worth the cost.
49% :student debt from a private lender is slightly more straightforward.
48% : While student loan debt can feel hard to repay, this debt load may be one of the best investment decisions one can make.

*Our bias meter rating uses data science including sentiment analysis, machine learning and our proprietary algorithm for determining biases in news articles. Bias scores are on a scale of -100% to 100% with higher negative scores being more liberal and higher positive scores being more conservative, and 0% being neutral. The rating is an independent analysis and is not affiliated nor sponsored by the news source or any other organization.