'I'm slowly learning': I'm in my 70s and suddenly widowed. My financial adviser wants me to invest 20% of my assets in annuities. Is that a good idea?

Contributing sentiments towards policy:

62% : I do need the additional monthly income and it would be good to have with my pension and Social Security.
61% : Immediate annuities provide a guaranteed income, similar to Social Security.
59% : You are already protected from inflation with your 401(k)s and Roth IRAs, and Social Security.
58% : "At the start of every year, make sure you have enough cash on hand to supplement your regular annual income from annuities, pensions, Social Security, rental, and other regular income," the financial-services company says.

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