What No Student Loan Forgiveness Means For Borrowers | Bankrate
- Bias Rating
24% Somewhat Conservative
- Reliability
55% ReliableFair
- Policy Leaning
-6% Center
- Politician Portrayal
-45% Negative
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The A.I. bias rating includes policy and politician portrayal leanings based on the author’s tone found in the article using machine learning. Bias scores are on a scale of -100% to 100% with higher negative scores being more liberal and higher positive scores being more conservative, and 0% being neutral.
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Reliability Score Analysis
Policy Leaning Analysis
Politician Portrayal Analysis
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Contributing sentiments towards policy:
61% : If you are struggling financially and are worried about making student loan payments, applying for an income-driven repayment plan is likely the best option.58% : To prepare for the restart of student loan payments, borrowers should make sure their information is up to date with their loan servicer and begin factoring the monthly payments into their budgets.
56% : The HEROES Act originally was meant to financially protect service members while they fought in Afghanistan and Iraq but has been used during the COVID-19 pandemic for actions such as the pause on student loan payments.
55% : For those that are worried about being able to make student loan payments after the three-year pause and those who were counting on Biden's student debt plan, there are still options.
50% : In the decision written by Justice Roberts, it says, "The HEROES Act allows the Secretary [of Education] to 'waive or modify' existing statutory or regulatory provisions applicable to financial assistance programs under the Education Act but... does not allow the Secretary to rewrite that statute to the extent of canceling $430 billion of student loan principal."
32% : While it is possible that the Biden administration will attempt another path to forgiving student debt, borrowers should not count on relief.
30% : The Supreme Court ruled in a 6-3 decision that the Biden administration does not have the authority to forgive student loans without an act from Congress.
24% : Biden's student debt program would have canceled roughly $430 billion in student loan debt, and 26 million borrowers had already applied for the program by the time it was blocked in October.
*Our bias meter rating uses data science including sentiment analysis, machine learning and our proprietary algorithm for determining biases in news articles. Bias scores are on a scale of -100% to 100% with higher negative scores being more liberal and higher positive scores being more conservative, and 0% being neutral. The rating is an independent analysis and is not affiliated nor sponsored by the news source or any other organization.