Debt gets a bad rap. As a college president, I've seen how loans have helped lower-income students the most

Contributing sentiments towards policy:

64% : But there's an even more compelling reason: In many cases, student loans are the enabling factor that provides access to a quality higher education.
58% : That makes the federal student loan a key tactic for how a majority of families fund a college education.
57% : Student loans help keep that engine running.
48% : Beyond the access that student loans enable, it's worth mentioning that it's not such a bad thing for students to have some skin in the game when it comes to the cost of college.
46% : One unintended side effect, however, has been a souring of public sentiment on student loans.
41% : If the public narrative is that "student loans are bad" and families should shy away from taking them out, there are only two potential scenarios that will play out, neither of which is beneficial for the student.
39% : Viewing student loans in this dim light would be a mistake, though, for several reasons.
37% : These factors might be reason enough not to make student debt out to be something scarier or more harmful than it is.
33% : For many students, having skin in the game is the right decisionMany commentators have applauded President Biden's recent move to cancel up to of student debt for low- to middle-income borrowers.
22% : If the government has to step in and bail out students, the thinking goes, that must mean that student debt is a real problem in this country and that student loans are bad news -- debilitating traps to be avoided.

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