When Not to Take a Roth In-Plan Conversion

Contributing sentiments towards policy:

53% : You can make a Roth in-plan conversion and your money can grow tax free for years or decades as long as you follow the rules.
53% : You have to look at your tax bracket now and your anticipated tax bracket after retirement, including all other sources of retirement income like Social Security, t0 determine whether you should make a Roth in-plan conversion.
50% : Taxes have to be paid on the returns on contributions and on any pre-tax contributions that are included in the in-plan conversion.
47% : It will be far cheaper for you to take this strategy than paying taxes on conversions later at a higher tax rate.
46% : Start making Roth in-plan conversions since you pay taxes on the conversions at your current, ordinary income tax rate.

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